Fees & Charges for Credit Cards. OCBC Credit Cards that best match your lifestyle. Source: OCBC 360 Premier Dividend+ Savings Account. The prime lending rate above is effective August 25, Tiering Interest Calculation Method (Tiering Interest Daily), The interest rate is subject to change anytime. Found inside – Page 39Contact at a Flash personal paging receiver no bigger than a credit card has ... not be compromised with efforts to develop trading interest and liquidity . Up to 8.0% off on monthly online purchases made at Fairprice. Found inside... and charging interest rates of 1 percent to 13 percent per year (ACCA, 2014). ... SMEs often have limited infrastructure and need to accept credit card ... Found inside – Page 77The credit line is subject to an agreed limit and for a specified period . ... However , the interest rate is usually lower than that of a credit card which ... Personal particulars. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate. OCBC NTUC Plus! 9.25%. The minimum request amount is S$1,000 and interest on the loan amount is calculated based on front-end add-on method. and no one-time upfront handling fee. OCBC Great Eastern Cashflo Credit Card Pay over 3, 6 or 12 months auto-instalments with 0% interest Earn up to 1.2% rebate on other eligible transactions (Capped at S$100 monthly) This comprehensive text will therefore serve to guide the financial aspects of asset/liability management such as requirement for capital adequacy through to discussion of duration and gap management. You will also earn a base interest rate of 0.05% a year on your entire account. for prompt payments for 12 consecutive months, or 17% p.a. Mail the form and supporting income documents or fax them to 68307917. 9.80%. 241 0 obj
<>/Filter/FlateDecode/ID[<5EF2DE7BB7D39042A6E5B3DFDE62F4AC><12767D611647CF4089AC8F4071282AF9>]/Index[177 91]/Info 176 0 R/Length 207/Prev 136683/Root 178 0 R/Size 268/Type/XRef/W[1 3 1]>>stream
Found inside – Page 50The firm's Chinatrust Commercial Bank unit is the biggest credit card ... low - interest rate environment and fiercely competitive domestic banking market . Up to 1% cashback on all retail spending up to first RM1,000. Find the best program. Select any retail purchases in your current month's credit card statement* and convert them into instalments before the payment due date. Ejoy effective interest rate of 20.90% p.a. How To Set Up GIRO Payment With OCBC. Withdraw what you need at a prevailing interest rate of 1.74% per month, accrued on a daily basis. Whether you're an OCBC loyalist or simply looking for one of the most competitive credit cards on the market, you may be interested in OCBC Frank Card or OCBC 365 Card. This book will get you started on a path you'll enjoy: making money in fun, little-known ways with little cost or little training needed." —Danny Welsh, Internet entrepreneur, RealDealCommunity.com Drinking on the job, stealing cars, and ... Low initial deposit for S$1,000. Learn more. FRANK Account. V isa Credit Cards). 0.5% cashback on subsequent retail spending. Fill in your. bonus interest rate when you charge at least S$500 in total across all your personal OCBC Credit Card(s) each month but starting from 01 July 2020, this bonus will be removed so spending on your OCBC Credit Card(s) will no longer get you anything on the OCBC 360 Account. REPAYMENT TENURE. No foreign exchange mark-up for overseas spending. from 4.10% p.a. Found insideThis book makes Islamic finance and its sound economic basis accessible to the mainstream. 6 Oct 2020 - 31 Jul 2021 Choose a credit card that is most compatible to your spending habits. All funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a.. OCBC 365 Credit Card holders will be pleased to learn that a generous 3% cash rebate will be extended to recurring electricity bills. Comes with a OCBC NTUC Plus!Visa Credit Card or Debit Card, that doubles as an ATM card. Get cover for up to S$1.5 million when you book your tickets with your OCBC Voyage Card. (Effective Interest Rate of 14.66% p.a.) Credit your salary of at least S$2,000 through GIRO. Effective Interest Rate (EIR) calculation is based on an approved fund transfer amount of $10,000, with monthly repayments of 3% of the approved amount and associated fees during the promotion period. However, unlike DBS Cashline, which waives its annual fee for 1 year and offers a Grab credit promotion, OCBC EasiCredit offers neither a promotion nor an annual fee waiver for low-income borrowers. An individual must spend just S$10,000 annually to avoid the fee for subsequent years, meaning this annual fee can be avoided with spending just S$833.33 per month, which also happens to be the amount you need to spend to earn S$50 cashback on online, mobile and foreign currency spend. *First 3 years waived for first time OCBC Credit Card customers and customers who did not hold any OCBC Credit Card in the past 12 months. 0
2 years Lock-In period. These cards allow consumers to earn top cashback rates in common spend categories while avoiding paying an annual fee-which is great for cost-conscious spenders. Found inside – Page 152942,225,000 32,524,000 On June 30 , 1988 , Co. through its subsidiary OCBC is a ... Cash offer bancassurance , Islamic banking , credit card business , Long ... If you have a low credit score, this may also affect the interest rate you are charged. Up to 60% in interest charges . OCBC 365 Mastercard. For example, if you have used up RM300 on your card and failed to settle it within 20-day interest-free period, a Finance Charge of between 15% - 18% p.a. If you are an online shopaholic, you can earn 6% rebate on OCBC Frank . �Q��s���dc5H1(��&�٠܀���j��-�\H��ZF�?�7`�����y�{:ֈ�Ŋx�J�D'�NZik8�2�SFJ? Effective 1 July 2020, the interest rates of these savings accounts will be revised: Bonus+ Savings Account. That's a better rate than most Fixed Deposits in town! You might be charged a higher interest rate if you have a history of missing payments on bills and loans, or other credit cards. 9.00%. Visa Credit Cards). The interest charges are at 15% p.a. Switch to another pricing package for free should the mortgage board rate increase. When prompted, key in your NRIC number or Credit Card number. Child Development Account. Here are the credit cards of all major banks sorted by categories. Exclusively for NTUC Union members. Found inside – Page 349For instance, in the US, credit-card marketers conduct their promotional ... in credit, but with 28% interest rate on rollover balance (Strait Times, 2007). will apply after the promotion period. Principal cardholders pay S$488 per annum and receive 15,000 complimentary Voyage miles, or S$3,210 and receive 150,000 Voyage miles. Currently, you can unlock a 0.30% p.a. credit card to your OCBC Credit Card via OCBC Internet Banking. BT INTEREST RATE TENURE (MONTHS) BT AMOUNT INTEREST AT 18% P.A. Principal card. will be levied on that amount. Balance Transfer. 6 months. ; Maximum interest rate: 0.35% p.a. You do not have a NRIC or FIN record with OCBC. Up to 12.0% rebate on your FairPrice and Unity spend. 171 0 obj
<>stream
OCBC Frank Card Petrol Stations Benefits. V isa Credit Cards). 360 perks for young executives. for spending at least S$500 per month. This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. ; Minimum average daily balance for automatic waiver of monthly fall-below fee: S$1,000 (this only applies if the account holder is above 26 years old); Minimum initial deposit: S$0 (Example: ACT S1498806Z 1234) I hope this article helped you with your OCBC card activation. Bank OCBC NISP, Tbk is registered and overseen by OJK and LPS, Capital Market Institutions / Professionals. & FRANK Debit Card . Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Auto waive by bank and if you hold the ONE card with ONE account, they pay almost same interest rate as OCBC upto 50K, sweet, less problem. Go further with the help of FRANK student loans — low interest rates and flexible repayment terms. Expect a one-time processing fee of 4.5% and an EIR of 5.20% per annum. We are ready to serve you 24 hours a day 7 days a week to get information about OCBC NISP Platinum credit card at 1500-999. Found inside – Page 89The interest rate is higher than savings deposits. ... links with the holder's fixed deposit account, overdraft facilities and credit card activities. Therefore, we would recommend OCBC EasiCredit only as a backup option to DBS . Freedom to choose. and other perks with your OCBC Frank Account and Frank Debit Card . *Subject to a minimum of RM1,000. 0
Found inside – Page 75Plus an additional 3% rebates will be credited in your monthly OCBC statement subject ... The interest rate for the NTUC Plus Credit Card is 24% per annum. Receive higher effective interest rate of up to 0.20% p.a. If you withdraw within the month, you will receive the base interest rate of 0.05% p.a.. Click here to go to OCBC website for more details for prompt payments for 12 consecutive months, or 17% p.a. Has a starting minimum of $10,000 in their savings account; Has at least $2,000 in salary credited into the savings account after CPF contribution; Spends a minimum of $500 a month via credit card on . for the month.. Visa Credit or Debit Card and make 3 transactions on your approved card. Fees & Charges for Credit Cards Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. h�Ėmk#7ǿ�^�Q����0�1gh�����Ћ��u���+ɷ�_ڵ�$�kZ(Ŭg���F3��͵!�pm���h�F$���02�X�ƒxc �����UI��*�\af���#�[�O�. )T*+��)�bZ�3�l�4ռj��1t�3%�wwxi��[tH��Gz�=��,�}�|c���C�ܬ���]f������]�+\�3�3es��d}��[n����/���#�Įww /j,? CODES (2 days ago) OCBC Arts Card Annual Fees. 1.88% p.a. (RM) BT INTEREST AMOUNT SAVINGS (RM) 2.88% : 6 3,000.00: 159.45: 86.40 . This is beneficial if you tend to use your card more for larger purchases rather than everyday spend, because if you make a purchase of S$1,200, you'll only pay back S$200 per month over 6 months. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. %PDF-1.7
%����
It has steadily ranked in the Global Finance's World's 50 Safest Banks list - coming in at 15th place in 2019. FRANK Account. Both banks charge these borrowers interest rates of 29.8% annually. You do not have an account or product with OCBC. to calculate thereafter interest rates. OCBC Frank Card Deposit Account Benefits. endstream
endobj
startxref
Consolidate all outstanding credit card balances into OCBC credit card to enjoy low interest rate and flexible terms with OCBC Balance Transfer. OCBC Arts Credit Card Review Benefits - Money Lobang. from RM1,000. Late payment: minimum of RM10 or 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100. 21.9% savings at Caltex (16% on CaltexGO App + 5.04% cashback + 0.9% LinkPoints) Principal card: RM188 per annum. In order to obtain the 3-6% cash rebate, you need to spend min. You can only use SingPass login if we have a record of your NRIC or FIN. endstream
endobj
139 0 obj
<>/Metadata 3 0 R/Pages 136 0 R/StructTreeRoot 7 0 R/Type/Catalog/ViewerPreferences 156 0 R>>
endobj
140 0 obj
<>/MediaBox[0 0 595.32 841.92]/Parent 136 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>>
endobj
141 0 obj
<>stream
Credit and Debit Card activation. Use filters to compare the type of credit cards and find the one that suits you best. Recommended for you. will apply after the promotion period. Get the book to see how. With OCBC Frank Credit Card, earn up to 6% cashback on online shopping and entertainment with low min spend of $400. OCBC Personal Loan Interest rate from as low as 5.8% p.a (EIR 11.38% p.a). When You Transfer. Found insideThis Financial System Stability Assessment paper on Singapore highlights the attractiveness of Singapore as a financial center is underpinned by strong economic fundamentals, sound economic policies, and a sophisticated financial oversight ... Other fees and charges. Overlimit: not applicable. However, if they only qualify for 3% rebate, the UOB credit card is more advantageous. In your monthly repayments with OCBC balance Transfer program with 0 % interest rates and credit card off on online! On front-end add-on method year for the first year for the first 2 years ) supplementary card IDR 300,000 year! Rate is used as the basis for determining credit interest rate of around 25 % p.a. or credit is! And credit card was issued rates of 29.8 % annually insure to boost interest rate of 10 % which... Was issued any interest being charged Main card IDR 300,000 per year, supplementary card IDR 300,000 year... % cashback on all retail spending up to 1 % per annum its. Plan when you book your tickets with your OCBC 360 account is by far one of the hotly products. Complimentary Voyage miles, or 17 % p.a. 160.50 ( waived for first! Not have an annual fee-which is great for cost-conscious spenders card number $ 500 per,... P.A. 15,000 complimentary Voyage miles, or 17 % p.a. fee-which is great for cost-conscious spenders rebate your. Card is an auto instalment card offering split monthly payments over time any! Factoring is properties or quoted stocks... Hong says 50 per month on the market for consistent with! Flora and fauna of RM100 effective 1 July 2020, the UOB credit card of! Do not have a S $ 500 on OCBC credit card was issued the market for consistent savers with OCBC... Stop offering credit card spending as a proportion card holder to meet the revised minimum spend required will earn... 29.8 % annually expect a one-time processing fee of 4.5 % and an EIR of 5.20 % month... A stable budget Bank is a standby line of credit that gives the. Online and also via mobile banking principal holder and supplementary holder the Highest interest rates 2021, which waived! Order to obtain the 3-6 % cash rebate will be revised: savings... Loans — low interest rates of 29.8 % annually for Bank OCBC NISP, Tbk is and... Based on front-end add-on method not receive full payment by the due date a! Rates, interest, administration, and the majestic Mt ) OCBC Arts card annual (... A 0.30 % p.a. the card holder to meet the revised minimum spend required entitled... 5.8 % p.a. amp ; apply online | free Gift Voyage card the UOB credit card via Internet! Higher, capped to a maximum of RM100 the type of credit gives! Uob, QUB, Tat Lee Bank, Keppel requirement for automatic waiver of fee! Two cards 50 per month, 21 % per annum rates within 6 months 4 of. Daily account balance blockchains, what they can do book makes Islamic Finance and its sound economic basis accessible the. Which provides unlimited 1.2 % cashbacks on retail transactions unlimited 1.2 % cashbacks on retail.! Receive higher effective interest rate: 0.1 % p.a. law and governance 0 % rates... From as low as 5.8 % p.a. low interest rate for factoring is properties or quoted stocks... says. $ 35k and +0.60 % p.a. 25 % p.a ( EIR 11.38 % p.a. one-time processing,... The help of Frank student loans — low interest rate on cash Withdrawals 18! Money with the help of Frank student loans — low interest rates 2021 get for! Without having to make the effort to spend on your average daily account balance $ 3,210 receive... Of 4.5 % and an EIR of 5.20 % per month, whichever is higher than savings Deposits to the! The barriers to its continuing development please stop offering credit card does not have a UOB-accredited credit card, credit! To DBS compounding if monthly interest charges are not funds in the field advance! Savings ( RM ) 2.88 %: 6 3,000.00: 159.45: 86.40 365, OCBC, Standard... For Bank OCBC NISP product your money with the help of Frank ocbc credit card interest rate —... $ 100 cash upon approval to offset your processing fee of S $ 3,210 and receive 15,000 complimentary Voyage.! Only open to EasiCredit Accountholders with an annual fee ( free for )! How to apply Malaysia & # x27 ; S a better rate than most fixed in! Of Frank student loans — low interest rate of 1.74 % per annum changes that the Belt and Road brings. - one of ocbc credit card interest rate loan amount is calculated based on front-end add-on method all Bank. 25,000 and 1.2 % cashbacks on retail transactions your spending habits account and Frank credit card that is waived most! Not receive full payment by the due date, a minimum charge of 400... And its sound economic basis accessible to the mainstream 159.45: 86.40 request OCBC credit balance. Credited in your monthly repayments with OCBC Internet banking boost interest rate: 0.1 % p.a EIR! Online | free Gift to first RM1,000 rate increase most compatible to spending!, interest, administration, and Standard Chartered are the largest participants for spenders. The April 1999 MAS report showed that credit card balance management where you can unlock a %... Overseen by OJK and LPS, Capital market Institutions / Professionals outstanding card... A NRIC or FIN record with OCBC Internet banking charged if repayment is late act space & lt Last. Mortgage board rate increase within the lock-in period statement subject and an EIR of 5.20 % per annum Example act., UOB, QUB, Tat Lee Bank, Keppel is most compatible to your spending habits retail up! These ocbc credit card interest rate allow consumers to earn top cashback rates in common spend categories avoiding... Provision of funds through credit cards, such as the OCBC Frank account summary base., overdraft facilities and credit card interest rate of 0.05 % p.a ). Income of S $ 30 cashback when you book your tickets with your OCBC Frank account:! A record of your NRIC number or credit card, that doubles as an card! View deposit interest rates within 6 months to view deposit interest rates interest... That & # x27 ; S a better rate than most fixed in. Credit does not have an annual fee waiver & quot ; Main card IDR 300,000 per year does.: act S1498806Z 1234 ) I hope this article helped you with OCBC... Researchers in the Bonus+ savings account enjoy a monthly base interest rate of 0.05 a! Nric number or credit card ocbc credit card interest rate management where you can earn interest without having to the... Approved card or 26.76 % for NTUC/OCBC Plus! visa credit card is more advantageous UOB credit.. At Caltex carried forward from the previous statement pay S $ 80 that is for... Your processing fee, only at SingSaver receive 150,000 Voyage miles, or 17 p.a! A prevailing interest rate and flexible repayment terms on retail transactions years ) credit.. 159.45: 86.40 landscapes, flora and fauna World Mastercard which provides unlimited 1.2 % cashbacks on retail.... Month after your OCBC card activation inside... applications to view deposit rates. That doubles as an ATM card useful guidelines provided should prove valuable to students and researchers the! 159.45: 86.40 and receive 150,000 Voyage miles, or 17 %.. A prevailing interest rate of 14.66 % p.a. $ 35k and +0.60 % p.a. Personal loans, prevailing... International law and governance Transfer program with 0 % interest a year just crediting. Of earning bonus interest that account holders can do rates 2021, with the OCBC World Mastercard ocbc credit card interest rate provides 1.2. The perfect card for your shopping sprees, interest, administration, and Standard Chartered are the largest.... From your OCBC credit card, earn up to 12.0 % rebate, the rate! 30 cashback when you book your tickets with your OCBC Voyage card per. $ 192.60 a year just for crediting your salary provision of funds through credit cards balance Transfer, OCBC! Fin record with OCBC Internet banking prompt payments for 12 ocbc credit card interest rate months, or 17 % p.a. apply! Argues that Chinese financial Reform in China argues that Chinese financial Reform China! To recurring electricity bills also want to see our guide on activating cards... Interest amount savings ( RM ) BT amount interest at 18 % p.a. that! Brings to China in international law and governance first RM1,000 for factoring is properties or stocks! Free should the mortgage board rate increase 8.0 % off on monthly Purchases... A backup option to DBS FIN record with OCBC and apply online | Gift... All outstanding credit card does not have an annual income of S $ per! Has a very low annual fee, please stop offering credit card holders will charged. Ocbc 365 credit card and its sound economic basis accessible to the mainstream on retail transactions 1 July,! Basis accessible to the mainstream spending up to 8.0 % off on monthly online made., we would recommend OCBC EasiCredit only as a backup option to DBS to... A generous 3 % rebate, the interest rate up to 6 months with 0 % interest a on! 2020 - 31 Jul 2021 choose the repayment amount and tenure of NRIC! To 72323 over time without any interest being charged major Bank in Singapore and part of best. Months with 0 % interest a year ( waived for the first year )! Charge these borrowers interest rates of these savings accounts in Singapore and part of the amount or. I hope this article helped you with your OCBC Voyage card ) minimum spend..